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Bank of America Visa Signature® WorldPoints™ Rewards
and
Capital One® Standard Platinum for Students
Side-by-Side Comparison

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Bank of America Visa Signature® WorldPoints™ Rewards and Capital One® Standard Platinum for Students

Bank of America Visa Signature® WorldPoints™ Rewards Offer Bank of America Visa Signature® WorldPoints™ Rewards  Official
Card
Name
Capital One® Standard Platinum for Students  Capital One® Standard Platinum for Students Offer
Bank of America Logo Bank of America 
 
Issuer
Capital One  Capital One Logo
 
Visa  Brand MasterCard 
$0  Annual Fee $0 
Introductory
Rate
0% 
12
Billing
Cycles 
Length of
Intro Period
See
Terms 
9.99 /
15.99 
Go To Rate
(After Intro)
19.55 
Yes  Balance Transfer
Available
Yes 
Very Good  Credit Level
Required
Limited
History 
Earn 1 Point for every dollar you spend in net retail purchases.  Bullet Points:
1
0% on purchases until December 2008. After that, variable APR, currently 19.55% 
Points are redeemable for cash, brand name merchandise, travel with no blackout dates, dining certificates and more.  2 No annual fee or balance transfer fees 
Get discounts at select merchants, valuable upgrades, and savings of up to 50% on accommodations at spectacular places.  3 A manageable credit line to help control your finances 
Receive personalized assistance - From hard-to-find gifts to travel and entertainment planning  4 $0 fraud liability if your card gets lost or stolen 
Card issued by FIA Card Services, N.A.  5 Online account services 
     



 


     


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