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Bank of America World MasterCard® with WorldPoints™
and
Capital One® No Hassle Points(SM) Rewards - Average Credit
Side-by-Side Comparison

Here is the detailed comparison.
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Bank of America World MasterCard® with WorldPoints™ and Capital One® No Hassle Points(SM) Rewards - Average Credit

Bank of America World MasterCard® with WorldPoints™ Offer Bank of America World MasterCard® with WorldPoints™  Official
Card
Name
Capital One® No Hassle Points(SM) Rewards - Average Credit  Capital One® No Hassle Points(SM) Rewards - Average Credit Offer
Bank of America Logo Bank of America 
 
Issuer
Capital One  Capital One Logo
 
MasterCard  Brand MasterCard 
$0  Annual Fee $29 
Introductory
Rate
0% 
12
Billing
Cycles 
Length of
Intro Period
See
Terms 
9.99 /
15.99 
Go To Rate
(After Intro)
16.65 
Yes  Balance Transfer
Available
Yes 
Very Good  Credit Level
Required
Fair 
Earn 1 Point for every dollar you spend in net retail purchases.  Bullet Points:
1
Earn 5 points per dollar spent at gas stations, major grocery and drug stores 
Points are redeemable for cash, brand name merchandise, travel with no blackout dates, dining certificates and more.  2 1 point per purchase everywhere else 
Online account access and Points management  3 No limit on points earned and they don't expire for the life of the account 
Access to the MyConcierge(SM) service, a unique personal assistance service  4 0% APR on purchases until December 2008. After that, variable APR, currently 16.65% 
Card issued by FIA Card Services, N.A.  5 No balance transfer fees 
     



 


     


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