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All-Access® Visa® Prepaid Card
and
Starwood Preferred Guest® Credit Card from American Express
Side-by-Side Comparison

Here is the detailed comparison.
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All-Access® Visa® Prepaid Card and Starwood Preferred Guest® Credit Card from American Express

All-Access® Visa® Prepaid Card Offer All-Access® Visa® Prepaid Card  Official
Card
Name
Starwood Preferred Guest® Credit Card from American Express  Starwood Preferred Guest® Credit Card from American Express Offer
 Logo  
 
Issuer
American Express  American Express Logo
 
Visa  Brand American Express 
$9.95 Mo.  Annual Fee $45 
n/a  Introductory
Rate
2.90 
n/a  Length of
Intro Period
6 Mo 
n/a  Go To Rate
(After Intro)
14.99 
No  Balance Transfer
Available
Yes 
Any  Credit Level
Required
Good 
Free (5% APR) savings account  Bullet Points:
1
Earn 10,000 Starpoints® with your first purchase - enough for up to 3 free nights 
Unlimited purchase transactions  2 Use Starpoints for free nights and upgrades at over 825 participating Starwood hotels and resorts in 95 countries 
Instant email or text message notification of balances or transactions  3 Transfer Starpoints - almost always on a 1:1 basis - to the frequent flyer programs of over 30 major airlines 
Free direct deposit makes payday faster, safer and more convenient  4 Earn one Starpoint for every dollar of eligible spending and double Starpoints at participating Starwood properties and retail outlets 
Cash load up to $10,000 at over 65,000 locations  5 First year fee-free and only $45 thereafter 
     



 


     


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