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Orchard Bank Classic MasterCard®
and
Platinum Edition® Visa®
Side-by-Side Comparison

Here is the detailed comparison.
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Orchard Bank Classic MasterCard® and Platinum Edition® Visa®

Orchard Bank Classic MasterCard® Offer Orchard Bank Classic MasterCard®  Official
Card
Name
Platinum Edition® Visa®  Platinum Edition® Visa® Offer
HSBC Logo HSBC 
 
Issuer
   Logo
 
MasterCard  Brand Visa 
$0 to $79  Annual Fee $0 
Introductory
Rate
6 Mo.  Length of
Intro Period
15
Billing
Cycles 
7.90 -
15.99 
Go To Rate
(After Intro)
As low as
7.99 
No  Balance Transfer
Available
Yes 
Fair  Credit Level
Required
Good 
Reporting to major credit bureaus providing opportunity to rebuild credit  Bullet Points:
1
Introductory 0% APR* on purchases for the first 15 billing cycles after your account is opened 
Discounts available from MasterCard at many of your favorite merchants  2 3.99% APR* for the life of the balance transfers completed during your first three billing cycles 
Your account information is updated and at your fingertips 24/7 so you can manage it your way  3 Online access to view transactions, pay your bill, view up to 7 years of prior statements and more 
Periodic credit limit increase reviews to strengthen your buying power  4 Identity theft protection 
E-alerts to your email or cell phone to remind you when a payment is due  5 No Annual Fee 
     



 


     


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