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Orchard Bank Classic MasterCard®
and
Capital One® No Hassle CashSM Rewards for Students
Side-by-Side Comparison

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Orchard Bank Classic MasterCard® and Capital One® No Hassle CashSM Rewards for Students

Orchard Bank Classic MasterCard® Offer Orchard Bank Classic MasterCard®  Official
Card
Name
Capital One® No Hassle CashSM Rewards for Students  Capital One® No Hassle CashSM Rewards for Students Offer
HSBC Logo HSBC 
 
Issuer
Capital One  Capital One Logo
 
MasterCard  Brand MasterCard 
$0 to $79  Annual Fee $29 
Introductory
Rate
0% 
6 Mo.  Length of
Intro Period
See
Terms 
7.90 -
15.99 
Go To Rate
(After Intro)
16.65 
No  Balance Transfer
Available
Yes 
Fair  Credit Level
Required
Limited
History 
Reporting to major credit bureaus providing opportunity to rebuild credit  Bullet Points:
1
25% annual bonus on the cash you earn during the year 
Discounts available from MasterCard at many of your favorite merchants  2 1% cash back on purchases you make from day one 
Your account information is updated and at your fingertips 24/7 so you can manage it your way  3 No limit on cash back and rewards won't expire for the life of your account 
Periodic credit limit increase reviews to strengthen your buying power  4 0% APR on purchases until December 2008. After that, variable APR, currently 16.65% 
E-alerts to your email or cell phone to remind you when a payment is due  5 No balance transfer fees 
     



 


     


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