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Orchard Bank Classic MasterCard®
and
Citi® mtvU™ Platinum Select® Visa® Card for College Students
Side-by-Side Comparison

Here is the detailed comparison.
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Orchard Bank Classic MasterCard® and Citi® mtvU™ Platinum Select® Visa® Card for College Students

Orchard Bank Classic MasterCard® Offer Orchard Bank Classic MasterCard®  Official
Card
Name
Citi® mtvU™ Platinum Select® Visa® Card for College Students  Citi® mtvU™ Platinum Select® Visa® Card for College Students Offer
HSBC Logo HSBC 
 
Issuer
CitiBank  CitiBank Logo
 
MasterCard  Brand Visa 
$0 to $79  Annual Fee $0 
Introductory
Rate
6 Mo.  Length of
Intro Period
6 Mo 
7.90 -
15.99 
Go To Rate
(After Intro)
13.99 
No  Balance Transfer
Available
Yes 
Fair  Credit Level
Required
Fair 
Reporting to major credit bureaus providing opportunity to rebuild credit  Bullet Points:
1
No Annual Fee
0% APR* for 6 months on purchases, cash advances and balance transfers 
Discounts available from MasterCard at many of your favorite merchants  2 Earn 5 ThankYou Points® for every dollar you spend at restaurants, bookstores, record stores, movie theaters and video rentals stores. 
Your account information is updated and at your fingertips 24/7 so you can manage it your way  3 Earn 1 ThankYou Point for every dollar you spend on all other purchases.
Earn 25 ThankYou Points for paying on time. 
Periodic credit limit increase reviews to strengthen your buying power  4 Earn 250-2000 ThankYou Points twice a year for maintaining a good GPA. 
E-alerts to your email or cell phone to remind you when a payment is due  5 Redeem points for gift cards, MTV events, and airline tickets. 
     



 


     


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