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Bank of America WorldPoints™ Platinum Plus® Visa® Credit Card
and
READYdebit™ Card
Side-by-Side Comparison

Here is the detailed comparison.
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Bank of America WorldPoints™ Platinum Plus® Visa® Credit Card and READYdebit™ Card

Bank of America WorldPoints™ Platinum Plus® Visa® Credit Card Offer Bank of America WorldPoints™ Platinum Plus® Visa® Credit Card  Official
Card
Name
READYdebit™ Card  READYdebit™ Card Offer
Bank of America Logo Bank of America 
 
Issuer
   Logo
 
Visa  Brand Visa 
$0  Annual Fee See Site 
Introductory
Rate
n/a 
12
Billing
Cycles 
Length of
Intro Period
n/a 
9.99 /
15.99 
Go To Rate
(After Intro)
n/a 
Yes  Balance Transfer
Available
n/a 
Very Good  Credit Level
Required
Any 
0% Intro Annual Percentage Rate (APR)† on balance transfers and cash advance checks for your first 12 billing cycles  Bullet Points:
1
No late fees, no over limit fees, no interest charges - EVER 
Earn 1 Point for every dollar you spend in net retail purchases.  2 Use your READYdebit card everywhere Visa debit cards are accepted 
Points are redeemeable for cash, brand name merchandise, travel with no blackout dates dining certificates and more.  3 Free direct deposit and bank account transfers, 50,000+ Green Dot cash load locations 
Free 24/7 Concierge Service. Absolute Fraud Protection.  4 Great online bill pay service with no overdraft, bounced check or NSF fees 
Card issued by FIA Card Services, N.A.  5 No chexsystems or credit checks, No security deposits required 
     



 


     


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