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Bank of America WorldPoints™ Platinum Plus® Visa® Credit Card
and
Starwood Preferred Guest® Credit Card from American Express
Side-by-Side Comparison

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Bank of America WorldPoints™ Platinum Plus® Visa® Credit Card and Starwood Preferred Guest® Credit Card from American Express

Bank of America WorldPoints™ Platinum Plus® Visa® Credit Card Offer Bank of America WorldPoints™ Platinum Plus® Visa® Credit Card  Official
Card
Name
Starwood Preferred Guest® Credit Card from American Express  Starwood Preferred Guest® Credit Card from American Express Offer
Bank of America Logo Bank of America 
 
Issuer
American Express  American Express Logo
 
Visa  Brand American Express 
$0  Annual Fee $45 
Introductory
Rate
2.90 
12
Billing
Cycles 
Length of
Intro Period
6 Mo 
9.99 -
19.99 
Go To Rate
(After Intro)
14.49 
Yes  Balance Transfer
Available
Yes 
Very Good  Credit Level
Required
Good 
0% Intro Annual Percentage Rate (APR)† on balance transfers and cash advance checks for your first 12 billing cycles  Bullet Points:
1
Earn 10,000 Starpoints® with your first purchase - enough for up to 3 free nights 
Earn 1 Point for every dollar you spend in net retail purchases.  2 Use Starpoints for free nights and upgrades at over 825 participating Starwood hotels and resorts in 95 countries 
Points are redeemeable for cash, brand name merchandise, travel with no blackout dates dining certificates and more.  3 Transfer Starpoints - almost always on a 1:1 basis - to the frequent flyer programs of over 30 major airlines 
Free 24/7 Concierge Service. Absolute Fraud Protection.  4 Earn one Starpoint for every dollar of eligible spending and double Starpoints at participating Starwood properties and retail outlets 
Card issued by FIA Card Services, N.A.  5 First year fee-free and only $45 thereafter 
     



 


     


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