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AT&T Universal Savings&Rewards Card
and
Citi® Dividend Platinum Select® Card
Side-by-Side Comparison

Here is the detailed comparison.
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AT&T Universal Savings&Rewards Card and Citi® Dividend Platinum Select® Card

AT&T Universal Savings&Rewards Card Offer AT&T Universal Savings&Rewards Card  Official
Card
Name
Citi® Dividend Platinum Select® Card  Citi® Dividend Platinum Select® Card Offer
CitiBank Logo CitiBank 
 
Issuer
   Logo
 
MasterCard  Brand  
$0  Annual Fee $0 
0*  Introductory
Rate
Up to 12 Mo.  Length of
Intro Period
Up to 12 Mo 
As low as
9.99 
Go To Rate
(After Intro)
As low as
10.99 
Yes  Balance Transfer
Available
Yes 
Good  Credit Level
Required
Very Good 
1 ThankYou Point for every dollar you spend on non-AT&T purchases  Bullet Points:
1
Earn 5% cash back at gas stations, supermarkets and drug stores, convenience stores, and utilities including cable for 6 months and 2% thereafter. 
Up to 10% savings for the first 12 months on AT&T purchases  2 Earn 1% cash back on all other purchases 
Plus AT&T calling benefits: Up to 30 free phone minutes each month; 2 free directory assistance inquiries per month and other wireless benefits  3 0% APR* on Balance Transfers for up to 12 months 
0% APR* on Balance Transfers for up to 12 months  4 No Annual Fee 
No annual fee  5  
     



 


     


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