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AT&T Universal Savings&Rewards Card
and
First Vineyard MasterCard ®
Side-by-Side Comparison

Here is the detailed comparison.
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AT&T Universal Savings&Rewards Card and First Vineyard MasterCard ®

AT&T Universal Savings&Rewards Card Offer AT&T Universal Savings&Rewards Card  Official
Card
Name
First Vineyard MasterCard ®  First Vineyard MasterCard ® Offer
CitiBank Logo CitiBank 
 
Issuer
   Logo
 
MasterCard  Brand MasterCard 
$0  Annual Fee See Site 
0*  Introductory
Rate
n/a 
Up to 12 Mo.  Length of
Intro Period
n/a 
As low as
9.99 
Go To Rate
(After Intro)
n/a 
Yes  Balance Transfer
Available
No 
Good  Credit Level
Required
Any 
1 ThankYou Point for every dollar you spend on non-AT&T purchases  Bullet Points:
1
Receive cash back from your own spending 
Up to 10% savings for the first 12 months on AT&T purchases  2 Reload card directly from payroll or bank account 
Plus AT&T calling benefits: Up to 30 free phone minutes each month; 2 free directory assistance inquiries per month and other wireless benefits  3 Powerful Online Account Management and Bill Payment service 
0% APR* on Balance Transfers for up to 12 months  4 $39.95 Activation, $6.95 Monthly 
No annual fee  5 Receive cash back from anyone in your compensation tree 
     



 


     


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