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AT&T Universal Savings&Rewards Card
and
Personalized Maximum Rewards(SM)Visa® Card
Side-by-Side Comparison

Here is the detailed comparison.
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AT&T Universal Savings&Rewards Card and Personalized Maximum Rewards(SM)Visa® Card

AT&T Universal Savings&Rewards Card Offer AT&T Universal Savings&Rewards Card  Official
Card
Name
Personalized Maximum Rewards(SM)Visa® Card  Personalized Maximum Rewards(SM)Visa® Card Offer
CitiBank Logo CitiBank 
 
Issuer
   Logo
 
MasterCard  Brand Visa 
$0  Annual Fee
0*  Introductory
Rate
Up to 12 Mo.  Length of
Intro Period
12
Billing
Cycles 
As low as
9.99 
Go To Rate
(After Intro)
As low as
9.99 
Yes  Balance Transfer
Available
Yes 
Good  Credit Level
Required
Very Good 
1 ThankYou Point for every dollar you spend on non-AT&T purchases  Bullet Points:
1
Personalize your credit card with your favorite photo or image 
Up to 10% savings for the first 12 months on AT&T purchases  2 Earn 5000 Bonus Points upon first usage within the first 3 billing cycles after your account is opened 
Plus AT&T calling benefits: Up to 30 free phone minutes each month; 2 free directory assistance inquiries per month and other wireless benefits  3 Earn rewards with every purchase 
0% APR* on Balance Transfers for up to 12 months  4 Huge array of redemption rewards 
No annual fee  5 Online access to view transactions, pay your bill, view up to seven years of prior statements and more 
     



 


     


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