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AT&T Universal Savings&Rewards Card
and
Home Advantage™ World MasterCard® with WorldPoints® Rewards
Side-by-Side Comparison

Here is the detailed comparison.
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AT&T Universal Savings&Rewards Card and Home Advantage™ World MasterCard® with WorldPoints® Rewards

AT&T Universal Savings&Rewards Card Offer AT&T Universal Savings&Rewards Card  Official
Card
Name
Home Advantage™ World MasterCard® with WorldPoints® Rewards  Home Advantage™ World MasterCard® with WorldPoints® Rewards Offer
CitiBank Logo CitiBank 
 
Issuer
Bank of America  Bank of America Logo
 
MasterCard  Brand MasterCard 
$0  Annual Fee $0 
0*  Introductory
Rate
Up to 12 Mo.  Length of
Intro Period
12
Billing
Cycles 
As low as
9.99 
Go To Rate
(After Intro)
9.99 /
15.99 
Yes  Balance Transfer
Available
Yes 
Good  Credit Level
Required
Very Good 
1 ThankYou Point for every dollar you spend on non-AT&T purchases  Bullet Points:
1
Earn 1 point for every $1 in net retail purchases at all merchants 
Up to 10% savings for the first 12 months on AT&T purchases  2 Redeem your points for cash back, travel with no blackout dates, car rental and hotel rewards, brand name merchandise, or gift certificates 
Plus AT&T calling benefits: Up to 30 free phone minutes each month; 2 free directory assistance inquiries per month and other wireless benefits  3 Redeem your Points as extra payments- Every time you earn 5,000 Points, you can redeem them for cash-which can be applied directly to your mortgage. 
0% APR* on Balance Transfers for up to 12 months  4 No limit to the number of points you can earn each year 
No annual fee  5 Card issued by FIA Card Services, N.A. 
     



 


     


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