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AT&T Universal Savings&Rewards Card
and
Discover® Student Card - Monogram Collection
Side-by-Side Comparison

Here is the detailed comparison.
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AT&T Universal Savings&Rewards Card and Discover® Student Card - Monogram Collection

AT&T Universal Savings&Rewards Card Offer AT&T Universal Savings&Rewards Card  Official
Card
Name
Discover® Student Card - Monogram Collection  Discover® Student Card - Monogram Collection Offer
CitiBank Logo CitiBank 
 
Issuer
Discover  Discover Logo
 
MasterCard  Brand Discover 
$0  Annual Fee $0 
0*  Introductory
Rate
Up to 12 Mo.  Length of
Intro Period
6 Mo 
As low as
9.99 
Go To Rate
(After Intro)
14.99 
Yes  Balance Transfer
Available
Yes 
Good  Credit Level
Required
Good 
1 ThankYou Point for every dollar you spend on non-AT&T purchases  Bullet Points:
1
Build your credit history 
Up to 10% savings for the first 12 months on AT&T purchases  2 0% Interest* on Purchases for 6 Months 
Plus AT&T calling benefits: Up to 30 free phone minutes each month; 2 free directory assistance inquiries per month and other wireless benefits  3 No minimum income or cosigner required 
0% APR* on Balance Transfers for up to 12 months  4 No Annual Fee 
No annual fee  5 Easy Online Account Management tools 
     



 


     


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