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AT&T Universal Savings&Rewards Card
and
Financial Rewards® Visa® Platinum Plus® Card
Side-by-Side Comparison

Here is the detailed comparison.
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AT&T Universal Savings&Rewards Card and Financial Rewards® Visa® Platinum Plus® Card

AT&T Universal Savings&Rewards Card Offer AT&T Universal Savings&Rewards Card  Official
Card
Name
Financial Rewards® Visa® Platinum Plus® Card  Financial Rewards® Visa® Platinum Plus® Card Offer
CitiBank Logo CitiBank 
 
Issuer
Bank of America  Bank of America Logo
 
MasterCard  Brand Visa 
$0  Annual Fee $0 
0*  Introductory
Rate
Up to 12 Mo.  Length of
Intro Period
12
Billing
Cycles 
As low as
9.99 
Go To Rate
(After Intro)
As low as
10.99 
Yes  Balance Transfer
Available
Yes 
Good  Credit Level
Required
Very Good 
1 ThankYou Point for every dollar you spend on non-AT&T purchases  Bullet Points:
1
0% for 6 billing cycles on balance transfers and cash advance checks with a 3% balance transfer fee ($10 min.) 
Up to 10% savings for the first 12 months on AT&T purchases  2 Earn 5 bonus points with your first purchase. Points do not expire for 5 years 
Plus AT&T calling benefits: Up to 30 free phone minutes each month; 2 free directory assistance inquiries per month and other wireless benefits  3 Online Banking Service. 
0% APR* on Balance Transfers for up to 12 months  4 Total Security Protection® 
No annual fee  5 Card issued by FIA Card Services, N.A. 
     



 


     


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