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AT&T Universal Savings&Rewards Card
and
American DreamCard™ MasterCard®
Side-by-Side Comparison

Here is the detailed comparison.
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AT&T Universal Savings&Rewards Card and American DreamCard™ MasterCard®

AT&T Universal Savings&Rewards Card Offer AT&T Universal Savings&Rewards Card  Official
Card
Name
American DreamCard™ MasterCard®  American DreamCard™ MasterCard® Offer
CitiBank Logo CitiBank 
 
Issuer
HSBC  HSBC Logo
 
MasterCard  Brand MasterCard 
$0  Annual Fee $0 
0*  Introductory
Rate
n/a 
Up to 12 Mo.  Length of
Intro Period
n/a 
As low as
9.99 
Go To Rate
(After Intro)
12.24 
Yes  Balance Transfer
Available
Yes 
Good  Credit Level
Required
Good 
1 ThankYou Point for every dollar you spend on non-AT&T purchases  Bullet Points:
1
Large monthly cash jackpots 
Up to 10% savings for the first 12 months on AT&T purchases  2 Every $1 in net retail purchases = 1 entry to win 
Plus AT&T calling benefits: Up to 30 free phone minutes each month; 2 free directory assistance inquiries per month and other wireless benefits  3 Get 1,000 entries just for applying 
0% APR* on Balance Transfers for up to 12 months  4 Entries are good for future drawings and there is no limit to how many times you can win 
No annual fee  5 Holders also have access to MasterCard® Exclusive Online 
     



 


     


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