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AT&T Universal Savings&Rewards Card
and
Capital One® Platinum Prestige
Side-by-Side Comparison

Here is the detailed comparison.
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AT&T Universal Savings&Rewards Card and Capital One® Platinum Prestige

AT&T Universal Savings&Rewards Card Offer AT&T Universal Savings&Rewards Card  Official
Card
Name
Capital One® Platinum Prestige  Capital One® Platinum Prestige Offer
CitiBank Logo CitiBank 
 
Issuer
Capital One  Capital One Logo
 
MasterCard  Brand MasterCard 
$0  Annual Fee $0 
0*  Introductory
Rate
n/a 
Up to 12 Mo.  Length of
Intro Period
n/a 
As low as
9.99 
Go To Rate
(After Intro)
7.90 
Yes  Balance Transfer
Available
Yes 
Good  Credit Level
Required
Excellent 
1 ThankYou Point for every dollar you spend on non-AT&T purchases  Bullet Points:
1
Rest easy with an outstanding, low rate - for customers with excellent credit 
Up to 10% savings for the first 12 months on AT&T purchases  2 No annual fee or balance transfer fees 
Plus AT&T calling benefits: Up to 30 free phone minutes each month; 2 free directory assistance inquiries per month and other wireless benefits  3 Your APR will not increase simply because you pay late only once or go over your credit limit 
0% APR* on Balance Transfers for up to 12 months  4 Consolidate balances and save money when you transfer higher-rate balances 
No annual fee  5 Emergency card replacement or cash advance if your card is lost or stolen 
     



 


     


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