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AT&T Universal Savings&Rewards Card
and
Capital One® No Hassle Points(SM) Rewards - Average Credit
Side-by-Side Comparison

Here is the detailed comparison.
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AT&T Universal Savings&Rewards Card and Capital One® No Hassle Points(SM) Rewards - Average Credit

AT&T Universal Savings&Rewards Card Offer AT&T Universal Savings&Rewards Card  Official
Card
Name
Capital One® No Hassle Points(SM) Rewards - Average Credit  Capital One® No Hassle Points(SM) Rewards - Average Credit Offer
CitiBank Logo CitiBank 
 
Issuer
Capital One  Capital One Logo
 
MasterCard  Brand MasterCard 
$0  Annual Fee $29 
0*  Introductory
Rate
0% 
Up to 12 Mo.  Length of
Intro Period
See
Terms 
As low as
9.99 
Go To Rate
(After Intro)
16.65 
Yes  Balance Transfer
Available
Yes 
Good  Credit Level
Required
Fair 
1 ThankYou Point for every dollar you spend on non-AT&T purchases  Bullet Points:
1
Earn 5 points per dollar spent at gas stations, major grocery and drug stores 
Up to 10% savings for the first 12 months on AT&T purchases  2 1 point per purchase everywhere else 
Plus AT&T calling benefits: Up to 30 free phone minutes each month; 2 free directory assistance inquiries per month and other wireless benefits  3 No limit on points earned and they don't expire for the life of the account 
0% APR* on Balance Transfers for up to 12 months  4 0% APR on purchases until December 2008. After that, variable APR, currently 16.65% 
No annual fee  5 No balance transfer fees 
     



 


     


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