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AT&T Universal Savings&Rewards Card
and
Bank of America Accelerated Rewards™ American Express® Card
Side-by-Side Comparison

Here is the detailed comparison.
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AT&T Universal Savings&Rewards Card and Bank of America Accelerated Rewards™ American Express® Card

AT&T Universal Savings&Rewards Card Offer AT&T Universal Savings&Rewards Card  Official
Card
Name
Bank of America Accelerated Rewards™ American Express® Card  Bank of America Accelerated Rewards™ American Express® Card Offer
CitiBank Logo CitiBank 
 
Issuer
Bank of America  Bank of America Logo
 
MasterCard  Brand American Express 
$0  Annual Fee $0 
0*  Introductory
Rate
Up to 12 Mo.  Length of
Intro Period
12
Billing
Cycles 
As low as
9.99 
Go To Rate
(After Intro)
9.99 /
15.99 
Yes  Balance Transfer
Available
Yes 
Good  Credit Level
Required
Very Good 
1 ThankYou Point for every dollar you spend on non-AT&T purchases  Bullet Points:
1
0% Intro Annual Percentage Rate (APR)† on balance transfers and cash advance checks for your first 12 billing cycles 
Up to 10% savings for the first 12 months on AT&T purchases  2 No annual fee and the flexibility to pay over time 
Plus AT&T calling benefits: Up to 30 free phone minutes each month; 2 free directory assistance inquiries per month and other wireless benefits  3 Reedeem your points for travel with no blackout dates, discounts at hotels, cash, brand-name merchandise, or gift certificates. 
0% APR* on Balance Transfers for up to 12 months  4 Earn rewards faster with 1.25 points for every net retail purchase dollar 
No annual fee  5 Access to more than 2,200 American Express Travel Services locations worldwide to help you. 
     



 


     


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