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AT&T Universal Savings&Rewards Card
and
Bank of America Visa Signature® WorldPoints™ Rewards
Side-by-Side Comparison

Here is the detailed comparison.
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AT&T Universal Savings&Rewards Card and Bank of America Visa Signature® WorldPoints™ Rewards

AT&T Universal Savings&Rewards Card Offer AT&T Universal Savings&Rewards Card  Official
Card
Name
Bank of America Visa Signature® WorldPoints™ Rewards  Bank of America Visa Signature® WorldPoints™ Rewards Offer
CitiBank Logo CitiBank 
 
Issuer
Bank of America  Bank of America Logo
 
MasterCard  Brand Visa 
$0  Annual Fee $0 
0*  Introductory
Rate
Up to 12 Mo.  Length of
Intro Period
12
Billing
Cycles 
As low as
9.99 
Go To Rate
(After Intro)
9.99 /
15.99 
Yes  Balance Transfer
Available
Yes 
Good  Credit Level
Required
Very Good 
1 ThankYou Point for every dollar you spend on non-AT&T purchases  Bullet Points:
1
Earn 1 Point for every dollar you spend in net retail purchases. 
Up to 10% savings for the first 12 months on AT&T purchases  2 Points are redeemable for cash, brand name merchandise, travel with no blackout dates, dining certificates and more. 
Plus AT&T calling benefits: Up to 30 free phone minutes each month; 2 free directory assistance inquiries per month and other wireless benefits  3 Get discounts at select merchants, valuable upgrades, and savings of up to 50% on accommodations at spectacular places. 
0% APR* on Balance Transfers for up to 12 months  4 Receive personalized assistance - From hard-to-find gifts to travel and entertainment planning 
No annual fee  5 Card issued by FIA Card Services, N.A. 
     



 


     


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