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AT&T Universal Savings&Rewards Card
and
One from American Express®
Side-by-Side Comparison

Here is the detailed comparison.
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AT&T Universal Savings&Rewards Card and One from American Express®

AT&T Universal Savings&Rewards Card Offer AT&T Universal Savings&Rewards Card  Official
Card
Name
One from American Express®  One from American Express® Offer
CitiBank Logo CitiBank 
 
Issuer
   Logo
 
MasterCard  Brand  
$0  Annual Fee $35
1st Free 
0*  Introductory
Rate
n/a 
Up to 12 Mo.  Length of
Intro Period
n/a 
As low as
8.99 
Go To Rate
(After Intro)
As low as
10.99 
Yes  Balance Transfer
Available
Yes 
Good  Credit Level
Required
Good 
1 ThankYou Point for every dollar you spend on non-AT&T purchases  Bullet Points:
1
Get $50 to jump-start your savings after your first purchase 
Up to 10% savings for the first 12 months on AT&T purchases  2 Earn a competitive Annual Percentage Yield(APY) 
Plus AT&T calling benefits: Up to 30 free phone minutes each month; 2 free directory assistance inquiries per month and other wireless benefits  3 A full 1% of your eligible purchases will be deposited into a High-Yield, FDIC-insured Savings Account opened in your name. 
0% APR* on Balance Transfers for up to 12 months  4 No annual fee the first year - that's a $35 savings 
No annual fee  5 Share complimentary Additional Cards with those close to you to build your savings even more 
     



 


     


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