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AT&T Universal Savings&Rewards Card
and
Citi® mtvU™ Platinum Select® Visa® Card for College Students
Side-by-Side Comparison

Here is the detailed comparison.
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AT&T Universal Savings&Rewards Card and Citi® mtvU™ Platinum Select® Visa® Card for College Students

AT&T Universal Savings&Rewards Card Offer AT&T Universal Savings&Rewards Card  Official
Card
Name
Citi® mtvU™ Platinum Select® Visa® Card for College Students  Citi® mtvU™ Platinum Select® Visa® Card for College Students Offer
CitiBank Logo CitiBank 
 
Issuer
CitiBank  CitiBank Logo
 
MasterCard  Brand Visa 
$0  Annual Fee $0 
0*  Introductory
Rate
Up to 12 Mo.  Length of
Intro Period
6 Mo 
As low as
9.99 
Go To Rate
(After Intro)
13.99 
Yes  Balance Transfer
Available
Yes 
Good  Credit Level
Required
Fair 
1 ThankYou Point for every dollar you spend on non-AT&T purchases  Bullet Points:
1
No Annual Fee
0% APR* for 6 months on purchases, cash advances and balance transfers 
Up to 10% savings for the first 12 months on AT&T purchases  2 Earn 5 ThankYou Points® for every dollar you spend at restaurants, bookstores, record stores, movie theaters and video rentals stores. 
Plus AT&T calling benefits: Up to 30 free phone minutes each month; 2 free directory assistance inquiries per month and other wireless benefits  3 Earn 1 ThankYou Point for every dollar you spend on all other purchases.
Earn 25 ThankYou Points for paying on time. 
0% APR* on Balance Transfers for up to 12 months  4 Earn 250-2000 ThankYou Points twice a year for maintaining a good GPA. 
No annual fee  5 Redeem points for gift cards, MTV events, and airline tickets. 
     



 


     


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