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AT&T Universal Savings Platinum Card
and
American Express® Preferred Rewards Gold Card
Side-by-Side Comparison

Here is the detailed comparison.
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AT&T Universal Savings Platinum Card and American Express® Preferred Rewards Gold Card

AT&T Universal Savings Platinum Card Offer AT&T Universal Savings Platinum Card  Official
Card
Name
American Express® Preferred Rewards Gold Card  American Express® Preferred Rewards Gold Card Offer
CitiBank Logo CitiBank 
 
Issuer
American Express  American Express Logo
 
MasterCard  Brand American Express 
$0  Annual Fee $125
1st Free 
0*  Introductory
Rate
n/a 
Up to 12 Mo.  Length of
Intro Period
n/a 
As low as
8.99 
Go To Rate
(After Intro)
n/a 
Yes  Balance Transfer
Available
No 
Good  Credit Level
Required
Very Good 
Up to 10% savings for the first 12 months on AT&T purchases  Bullet Points:
1
Earn 10,000 Membership Rewards® bonus points after your first purchase with the card - redeemable for a $100 gift card 
0% APR* on Balance Transfers for up to 12 months  2 Entry into the Membership Rewards® program 
No annual fee  3 Exclusive access to tickets for select concerts, shows, major sporting events 
Plus AT&T calling benefits: Up to 30 free phone minutes each month;  4 No pre-set spending limit 
2 free directory assistance inquiries per month and other wireless benefits  5 Unparalleled Customer Service and Gold Member Benefits 
     



 


     


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