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AT&T Universal Savings Platinum Card
and
Discover® Open Road(SM) Card
Side-by-Side Comparison

Here is the detailed comparison.
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AT&T Universal Savings Platinum Card and Discover® Open Road(SM) Card

AT&T Universal Savings Platinum Card Offer AT&T Universal Savings Platinum Card  Official
Card
Name
Discover® Open Road(SM) Card  Discover® Open Road(SM) Card Offer
CitiBank Logo CitiBank 
 
Issuer
Discover  Discover Logo
 
MasterCard  Brand Discover 
$0  Annual Fee $0 
0*  Introductory
Rate
Up to 12 Mo.  Length of
Intro Period
6 Mo 
As low as
8.99 
Go To Rate
(After Intro)
10.99 
Yes  Balance Transfer
Available
Yes 
Good  Credit Level
Required
Very Good 
Up to 10% savings for the first 12 months on AT&T purchases  Bullet Points:
1
Save at the pump and everywhere else. 
0% APR* on Balance Transfers for up to 12 months  2 5% Cashback Bonus® on gas and auto maintenance purchases* 
No annual fee  3 5% to 20% Cashback Bonus at top online retailers 
Plus AT&T calling benefits: Up to 30 free phone minutes each month;  4 Up to 1% Cashback Bonus on all other purchases 
2 free directory assistance inquiries per month and other wireless benefits  5 Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus Partners 
     



 


     


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