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AT&T Universal Savings Platinum Card
and
Capital One® Standard Platinum for Students
Side-by-Side Comparison

Here is the detailed comparison.
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AT&T Universal Savings Platinum Card and Capital One® Standard Platinum for Students

AT&T Universal Savings Platinum Card Offer AT&T Universal Savings Platinum Card  Official
Card
Name
Capital One® Standard Platinum for Students  Capital One® Standard Platinum for Students Offer
CitiBank Logo CitiBank 
 
Issuer
Capital One  Capital One Logo
 
MasterCard  Brand MasterCard 
$0  Annual Fee $0 
0*  Introductory
Rate
0% 
Up to 12 Mo.  Length of
Intro Period
See
Terms 
As low as
8.99 
Go To Rate
(After Intro)
19.55 
Yes  Balance Transfer
Available
Yes 
Good  Credit Level
Required
Limited
History 
Up to 10% savings for the first 12 months on AT&T purchases  Bullet Points:
1
0% on purchases until December 2008. After that, variable APR, currently 19.55% 
0% APR* on Balance Transfers for up to 12 months  2 No annual fee or balance transfer fees 
No annual fee  3 A manageable credit line to help control your finances 
Plus AT&T calling benefits: Up to 30 free phone minutes each month;  4 $0 fraud liability if your card gets lost or stolen 
2 free directory assistance inquiries per month and other wireless benefits  5 Online account services 
     



 


     


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