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AT&T Universal Savings Platinum Card
and
Bank of America Accelerated Rewards™ American Express® Card
Side-by-Side Comparison

Here is the detailed comparison.
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AT&T Universal Savings Platinum Card and Bank of America Accelerated Rewards™ American Express® Card

AT&T Universal Savings Platinum Card Offer AT&T Universal Savings Platinum Card  Official
Card
Name
Bank of America Accelerated Rewards™ American Express® Card  Bank of America Accelerated Rewards™ American Express® Card Offer
CitiBank Logo CitiBank 
 
Issuer
Bank of America  Bank of America Logo
 
MasterCard  Brand American Express 
$0  Annual Fee $0 
0*  Introductory
Rate
Up to 12 Mo.  Length of
Intro Period
12
Billing
Cycles 
As low as
8.99 
Go To Rate
(After Intro)
9.9 
Yes  Balance Transfer
Available
Yes 
Good  Credit Level
Required
Very Good 
Up to 10% savings for the first 12 months on AT&T purchases  Bullet Points:
1
0% Intro Annual Percentage Rate (APR)† on balance transfers and cash advance checks for your first 12 billing cycles 
0% APR* on Balance Transfers for up to 12 months  2 No annual fee and the flexibility to pay over time 
No annual fee  3 Reedeem your points for travel with no blackout dates, discounts at hotels, cash, brand-name merchandise, or gift certificates. 
Plus AT&T calling benefits: Up to 30 free phone minutes each month;  4 Earn rewards faster with 1.25 points for every net retail purchase dollar 
2 free directory assistance inquiries per month and other wireless benefits  5 Access to more than 2,200 American Express Travel Services locations worldwide to help you. 
     



 


     


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