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AT&T Universal Savings Platinum Card
and
Citi® Gold / AAdvantage® World MasterCard®
Side-by-Side Comparison

Here is the detailed comparison.
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AT&T Universal Savings Platinum Card and Citi® Gold / AAdvantage® World MasterCard®

AT&T Universal Savings Platinum Card Offer AT&T Universal Savings Platinum Card  Official
Card
Name
Citi® Gold / AAdvantage® World MasterCard®  Citi® Gold / AAdvantage® World MasterCard® Offer
CitiBank Logo CitiBank 
 
Issuer
CitiBank  CitiBank Logo
 
MasterCard  Brand MasterCard 
$0  Annual Fee $50
1st Free 
0*  Introductory
Rate
n/a 
Up to 12 Mo.  Length of
Intro Period
n/a 
As low as
8.99 
Go To Rate
(After Intro)
14.99 
Yes  Balance Transfer
Available
Yes 
Good  Credit Level
Required
Good 
Up to 10% savings for the first 12 months on AT&T purchases  Bullet Points:
1
15,000 AAdvantage® bonus miles after you make $750 in purchases within 4 months 
0% APR* on Balance Transfers for up to 12 months  2 Earn 1 AAdvantage® mile for every $1 you spend on eligible purchases - up to 60,000 miles per year 
No annual fee  3 Redeem AAdvantage® miles with over 25 of the world's top airlines, major car rental companies and hundreds of luxurious hotels worldwide 
Plus AT&T calling benefits: Up to 30 free phone minutes each month;  4  
2 free directory assistance inquiries per month and other wireless benefits  5  
     



 


     


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