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Cash Back
Credit Card

A Cash Back credit card is a type of reward card that will issue a credit or actual check to the customer at the end of a time period (usually one year). The percentage rate of the cash you can get back is usually based on the amount charged to the credit card during the period. The more you charge, the higher the rate returned. A Cash back credit card is outstanding if you put a large amount of charges on the card and pay back the credit balance every month.

Updated: 3/12/2010
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Rates
Features Apply
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Click for More Information about the Discover® More® Card card
Discover® More® Card
Annual Fee :
Credit Level:
Norm Rate:
None
Excellent
As low as 11.99% Variable*
Intro%

Period:
0*

6 Mo.*
0% APR on Balance Transfers for a FULL 12 months
0% APR on Purchases for a FULL 6 months
5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants and more
Up to 1% unlimited Cashback Bonus on all other purchases automatically
Turn your Cashback Bonus into bigger rewards by redeeming for gift cards from over 100 brand-name Partners
Instant Response within 60 seconds
No Annual Fee
Click to Apply for the Discover® More® Card offer
Click for More Information about the Chase Freedom(SM) card
Chase Freedom(SM)
Annual Fee :
Credit Level:
Norm Rate:
None
Very Good
As low as 12.99% Variable
Intro%

Period:
0

up to 6 Mo. on Purchases
3% bonus cash back offers in popular, rotating categories like gas, home improvement and department stores
Full 1% Cash Back on everything else - no spending tiers or caps on how much you can earn
Up to an additional 20% cash back at select merchants when you shop online through Chase
0% Intro APR and No Annual Fee
Click to Apply for the Chase Freedom(SM) offer
Click for More Information about the Blue Cash(R) from American Express card
Blue Cash(R) from American Express
Annual Fee :
Credit Level:
Norm Rate:
No
Very Good
As low as 17.24%
Intro%

Period:
See Terms*
See Terms*
When you shop with Blue Cash, you can earn up to 5% cash back on every eligible purchase
No Annual Fee
0% Intro APR for 6 months on purchases
Express Approval. Get a decision in less than 60 seconds.
Click to Apply for the Blue Cash(R) from American Express offer
Click for More Information about the Discover® More® Card - Clear card
Discover® More® Card - Clear
Annual Fee :
Credit Level:
Norm Rate:
None
Very Good
As low as 11.99% Variable
Intro%

Period:
0

6 Mo.
0% APR on Balance Transfers and Purchases for a full 6 months
5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants and more
Up to 1% unlimited Cashback Bonus on all other purchases automatically
Turn your Cashback Bonus into bigger rewards by redeeming for gift cards from over 100 brand-name Partners
Instant Response within 60 seconds
No Annual Fee
Click to Apply for the Discover® More® Card - Clear offer
Click for More Information about the Discover® More® Card - Sealife Collection card
Discover® More® Card - Sealife Collection
Annual Fee :
Credit Level:
Norm Rate:
None
Very Good
As low as 11.99% Variable*
Intro%

Period:
0*

6 Mo.*
0% APR on Balance Transfers and Purchases for a full 6 months
5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants and more
Up to 1% unlimited Cashback Bonus on all other purchases automatically
Turn your Cashback Bonus into bigger rewards by redeeming for gift cards from over 100 brand-name Partners
Instant Response within 60 seconds
No Annual Fee
Click to Apply for the Discover® More® Card - Sealife Collection offer
Click for More Information about the Discover® Motiva(SM) Card card
Discover® Motiva(SM) Card
Annual Fee :
Credit Level:
Norm Rate:
None
Very Good
As low as 11.99% Variable*
Intro%

Period:
3.99*

6 Mo.*
Cash Rewards for your good credit management!
Get a Pay-On-Time Bonus(SM) equal to a full month’s interest every time you make 6 on-time payments in a row—twice a year, every year
5% to 20% Cashback Bonus® at top retailers through our exclusive online shopping site
Up to 1% Cashback Bonus on all other purchases
Unlimited cash rewards
Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus Partners
3.99% Intro APR for 6 months on Purchases, and 12 months on Balance Transfers*
Click to Apply for the Discover® Motiva(SM) Card offer
Click for More Information about the Discover® More® Card - American Flag card
Discover® More® Card - American Flag
Annual Fee :
Credit Level:
Norm Rate:
None
Very Good
As low as 11.99% Variable*
Intro%

Period:
0*

6 Mo.*
0% APR on Balance Transfers and Purchases for a full 6 months
5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants and more
Up to 1% unlimited Cashback Bonus on all other purchases automatically
Turn your Cashback Bonus into bigger rewards by redeeming for gift cards from over 100 brand-name Partners
Instant Response within 60 seconds
No Annual Fee
Click to Apply for the Discover® More® Card - American Flag offer
Click for More Information about the IBERIABANK Visa® Gold Card card
IBERIABANK Visa® Gold Card
Annual Fee :
Credit Level:
Norm Rate:
None
Excellent
8.25% - 14.25%
Intro%

Period:
n/a

n/a
Variable Rate APR ranging from Prime + 5.00% thru Prime + 11.00% depending on creditworthiness and other factors
Purchase and Cash Advance APR's may vary with the market based on the Prime Rate.
Earn 1% in cash back credit on all qualifying purchases
No limit on cash back; no expiration date on eligibility for accounts in good standing
Travel accident coverage up to $500,000
No annual membership fee
Low Introductory APR on balance transfers for your first 6 billing cycles. Applies to balance transfers processed within three months of your account open date.
25 Day grace period
Click to Apply for the IBERIABANK Visa® Gold Card offer
All reasonable efforts are made to collect and provide accurate information about current Cash Back credit card offers. Due to the dynamic nature of credit card issuers objectives and requirements, all information is presented without warranty. You may click in the "Apply Now" column to review the Cash Back credit card offer, terms and conditions on the credit card issuer's web site.


Recent Cash Back Headlines
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See Full Text Global car sales set for big gains in 2010

Cash Back Related Articles
Cash Back on everything you buy can add up. Fast.   by Derek Lenehan
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