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Cash Back
Credit Card

A Cash Back credit card is a type of reward card that will issue a credit or actual check to the customer at the end of a time period (usually one year). The percentage rate of the cash you can get back is usually based on the amount charged to the credit card during the period. The more you charge, the higher the rate returned. A Cash back credit card is outstanding if you put a large amount of charges on the card and pay back the credit balance every month.

Updated: 9/2/2010
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Official Data and Rates Features More
Info
Discover® More Card - $75 Cashback Bonus
Credit Level:
Excellent
Annual Fee:
None
Norm Rate:
11.99% - 20.99% (Variable)*
Intro Rate:
0*
Intro Period:
6 Mo.*
0% intro APR on balance transfers for a full 12 months, then the Regular APR
0% intro APR on purchases for a full 6 months, then the Regular APR
Get $75 Cashback Bonus when you make $500 in purchases within 3 months
5% Cashback Bonus in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
Up to 1% unlimited Cashback Bonus on all other purchases
No Annual Fee
Click for More Information about the Discover® More Card - $75 Cashback Bonus card
Chase Freedom® Visa - $100 Bonus Cash Back
Credit Level:
Very Good
Annual Fee:
None
Norm Rate:
12.99%-22.99% Variable*
Intro Rate:
n/a
Intro Period:
n/a
Earn $100 Bonus Cash Back after you make $799 in purchases in your first three months
5% cash back in quarterly bonus categories like gas, home improvement and department stores, subject to quarterly maximum. Signing up is free and easy!
Unlimited 1% Cash Back on all other purchases with no spending tiers
Up to an additional 20% cash back when you shop online at select merchants through Chase
Click for More Information about the Chase Freedom® Visa - $100 Bonus Cash Back card
Chase Freedom® MasterCard
Credit Level:
Very Good
Annual Fee:
None
Norm Rate:
12.99%-22.99% Variable*
Intro Rate:
0
Intro Period:
6 Mo. on Purchases*
0% Intro APR and No Annual Fee
5% cash back in quarterly bonus categories like gas, home improvement and department stores, subject to quarterly maximum. Signing up is free and easy!
Unlimited 1% Cash Back on all other purchases with no spending tiers
Up to an additional 20% cash back when you shop online at select merchants through Chase
Click for More Information about the Chase Freedom® MasterCard card
Blue Cash(R) from American Express
Credit Level:
Very Good
Annual Fee:
No
Norm Rate:
17.24%-21.24% Variable
Intro Rate:
See Terms*
Intro Period:
See Terms*
0% intro APR on purchases for 6 months and no annual fee
Flexibility to pay over time
Get up to 5% cash back on everyday purchases at supermarkets, gas stations and drug stores
Receive your cash back automatically as a statement credit
Click for More Information about the Blue Cash(R) from American Express card
Discover® More Card- Black
Credit Level:
Very Good
Annual Fee:
None
Norm Rate:
11.99% - 20.99% (Variable)*
Intro Rate:
0*
Intro Period:
9 Mo.*
0% intro APR on balance transfers for a full 12 months, then the Regular APR
0% intro APR on purchases for a full 9 months, then the Regular APR
5% Cashback Bonus in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
Up to 1% unlimited Cashback Bonus on all other purchases
No Annual Fee
Click for More Information about the Discover® More Card- Black card
Citi® Diamond Preferred® Rewards Card
Credit Level:
Very Good
Annual Fee:
None
Norm Rate:
12.99% - 20.99%* (Variable)
Intro Rate:
0
Intro Period:
12 Mo.*
$50 gift card - Redeem 6,000 bonus points after $300 in purchases within 3 months of account opening
0% Intro APR on Purchases and Balance Transfers for 12 months. After that, the APR will be 12.99%-20.99% based on creditworthiness*. This APR will vary with the market based on the Prime Rate.
5 ThankYou® Points for every $1 spent on purchases at supermarkets, drugstores and gas stations for 12 months, 1 ThankYou Point thereafter**
Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
No annual fee
Click for More Information about the Citi® Diamond Preferred® Rewards Card card
Visa Platinum Cashback Rewards Card
Credit Level:
Good
Annual Fee:
None
Norm Rate:
13.99%
Intro Rate:
n/a
Intro Period:
n/a
13.99% APR – Lower than most rewards cards!
Earn 2.00% Cash Back on Supermarket Purchases*
Earn 5.00% Cash Back from Gas Purchases Paid at the Pump*
Earn 1.00% Cash Back from All Purchases** You Make with the Card During Each Billing Cycle
No Balance Transfer Fees – Good till June 30, 2010
Up to $50,000 Limit
No Annual Fee
Cash Rewards Credited Each Month
Click for More Information about the Visa Platinum Cashback Rewards Card card
Discover® MotivaCard
Credit Level:
Very Good
Annual Fee:
None
Norm Rate:
11.99% - 20.99% (Variable)*
Intro Rate:
3.99*
Intro Period:
12 Mo.*
Cash rewards for your good credit management
Each time you make 6 on-time payments in a row, you'll get a Pay-On-Time Bonus equal to a full month's interest added to your Cashback Bonus account
5% to 20% Cashback Bonus at over 150 top retailers through our online shopping mall
Up to 1% unlimited Cashback Bonus on all other purchases
3.99% intro APR on balance transfers for a full 15 months, then the Regular APR
3.99% intro APR on purchases for a full 12 months, then the Regular APR
Click for More Information about the Discover® MotivaCard card
IBERIABANK Visa® Gold Card
Credit Level:
Excellent
Annual Fee:
None
Norm Rate:
9.25%, 12.25%, or 15.25%
Intro Rate:
n/a
Intro Period:
n/a
No annual membership fee
Low variable rate of 9.25%, 12.25%, or 15.25% (Prime + 6.00%, Prime + 9.00%, or Prime + 12.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00).
Low Introductory APR on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
Earn 1% in cash back credit on all qualifying purchases
No limit on cash back; no expiration date on eligibility for accounts in good standing
Travel accident coverage up to $500,000
Online access to credit card account information
Click for More Information about the IBERIABANK Visa® Gold Card card
All reasonable efforts are made to collect and provide accurate information about current Cash Back credit card offers. Due to the dynamic nature of credit card issuers objectives and requirements, all information is presented without warranty. You may click in the "Apply Now" column to review the Cash Back credit card offer, terms and conditions on the credit card issuer's web site.


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