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Balance Transfer
Credit Card

A Balance Transfer credit card is ideal if you have a large balance on another credit card with a higher rate. These credit cards will not have any charges for making the balance transfer. You will save the difference in the two rates and save even more during any introductory period that the new balance transfer credit card may offer.

Updated: 7/3/2008
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Click for More Information about the Citi® Diamond Preferred® Card card
Citi® Diamond Preferred® Card
Annual Fee :
Credit Level:
Norm Rate:
$0
Very Good
As low as
8.49
Intro%
Period:
0
Up to 12 Mo.
0% APR* on balance transfers and purchases for up to 12 months
Citi® Identity Theft Solutions
$0 Liability on unauthorized purchases
Secure, free online account management
No annual fee
Click to Apply for the Citi® Diamond Preferred® Card offer
Click for More Information about the Blue from American Express® card
Blue from American Express®
Annual Fee :
Credit Level:
Norm Rate:
$0
Very Good
As low as
9.99
Intro%
Period:
0
Up to 15 Mo
Low Balance Transfer APR - 4.99% Fixed APR for the life of the balance.
Membership Rewards Express® Program -- Get the rewards you want right now.
You'll have access to an incredible selection of clothing, electronics, dining experiences, online music, travel, and more.
No Annual Fee
Express Approval. Get a decision in less than 60 seconds.
Click to Apply for the Blue from American Express® offer
Click for More Information about the Chase Platinum MasterCard® card
Chase Platinum MasterCard®
Annual Fee :
Credit Level:
Norm Rate:
$0
Good
10.99
Intro%
Period:
0
12 Mo.
0% Intro APR for up to 12 months
Interest-free grace period when you pay your bill in full each month
FREE Online Account Access
FREE travel services including Auto Rental Collision Damage Waiver and Worldwide Travel Accident Insurance
No Annual Fee
Click to Apply for the Chase Platinum MasterCard® offer
Click for More Information about the Citi® Platinum Select® Card card
Citi® Platinum Select® Card
Annual Fee :
Credit Level:
Norm Rate:
$0
Very Good
As low as
8.49
Intro%
Period:
0
Up to 12 Mo
0% APR* on balance transfers and purchases for up to 12 months.
No annual fee
Citi® Identity Theft Solutions
$0 Liability on unauthorized purchases
Secure, free online account management
Click to Apply for the Citi® Platinum Select® Card offer
Click for More Information about the Chase Free Cash Rewards(SM) Visa® Card card
Chase Free Cash Rewards(SM) Visa® Card
Annual Fee :
Credit Level:
Norm Rate:
$0
Good
10.99
Intro%
Period:
0
12 Mo
1,000 Bonus Points after first purchase
1 point for every eligible dollar in purchases
Get your rewards with as few as 2,500 points
Choose from either a $25 check or a $25 gift card/certificate
No Annual Fee
Click to Apply for the Chase Free Cash Rewards(SM) Visa® Card offer
Click for More Information about the Blue Cash® from American Express card
Blue Cash® from American Express
Annual Fee :
Credit Level:
Norm Rate:
$0
Very Good
As low as
9.99
Intro%
Period:
0
6 Mo
Up to 5% Cash Back with Unlimited Cash Rewards
Earn unlimited cash back
0% Intro APR for 6 months on purchases
Low Balance Transfer rate - 4.99% fixed APR for the life of the balance
Express Approval. Get a decision in less than 60 seconds.
Click to Apply for the Blue Cash® from American Express offer
Click for More Information about the Clear from American Express® card
Clear from American Express®
Annual Fee :
Credit Level:
Norm Rate:
$0
Very Good
As low as
10.99
Intro%
Period:
0
Up to 12 Mo
No fees of any kind. No annual fee, no late fees, no over-limit fees, no balance transfer fees, no cash advance fees.
Automatic Rewards. You'll get an American Express branded shopping card worth $25 delivered straight to your door every time you spend $2,500.
Flexible Payment Terms. You can pay in full, or carry a balance. The choice is yours.
No annual fee and 0% intro APR for up to 12 months.
World class Cardmember benefits including Purchase Protection Plan, Buyers Assurance Plan, and Return Protection
Click to Apply for the Clear from American Express® offer
Click for More Information about the Citi® Diamond Preferred® Rewards Card card
Citi® Diamond Preferred® Rewards Card
Annual Fee :
Credit Level:
Norm Rate:
$0
Very Good
As low as
10.49
Intro%
Period:
0
Up to 12 Mo.
0% APR* on balance transfers for up to 12 months
$50 Gift Card - Earn 6,000 bonus points after $100 in purchases made within 3 months of account opening
5 reward points for every $1 spent on purchases at supermarkets, drugstores and gas stations for 12 months; 1 point for every $1 on all other purchases
No annual fee and FREE rewards program
Citi® Identity Theft Solutions
Click to Apply for the Citi® Diamond Preferred® Rewards Card offer
Click for More Information about the Capital One® Platinum - Good Credit card
Capital One® Platinum - Good Credit
Annual Fee :
Credit Level:
Norm Rate:
$0
Good
12.90
Intro%
Period:
n/a
n/a
12.9% APR on purchases and balance transfers
Platinum membership - $0 fraud liability, 24 hour roadside assistance, and more
No annual fee and no balance transfer fees
24-hour Roadside Assistance with lock-out service, towing, and flat repair
Collision, Damage, and Loss Insurance on rental cars
Click to Apply for the Capital One® Platinum - Good Credit offer
All reasonable efforts are made to collect and provide accurate information about current Balance Transfer credit card offers. Due to the dynamic nature of credit card issuers objectives and requirements, all information is presented without warranty. You may click in the "Apply Now" column to review the Balance Transfer credit card offer, terms and conditions on the credit card issuer's web site.


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Balance Transfer Related Articles
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Balance transfer credit cards can be many things. On the surface, yes, they excel as credit cards that permit an individual to consolidate his or her other credit card balances onto one piece of plastic, but what else can they...   Read More


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