American Express Credit Card Offer Comparison

Official Data and Rates	Features	More Info
Blue Cash Everyday® Card from American Express Credit Level: Excellent Annual Fee: $0 Norm Rate: 12.99% - 21.99% Variable Purchase Intro Rate: 0% Purchase Intro Period: 12 Mo. Transfer Intro Rate: None Transfer Intro Period: None	Earn 100 Reward Dollars after you make $1,000 in purchases in the first three months of Cardmembership. Earn Cash Back: 3% at US supermarkets, up to $6,000 per year in purchases, 2% at US gas stations & select US dept stores, 1% on other purchases. Terms and limitations apply. Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit. Simple and Straightforward: With the Blue Cash Everyday Card, you can start earning cash back. No rotating reward categories. No enrollment required. No annual fee, 0% intro APR on purchases for 12 months. After that, your APR will be a variable rate, currently 12.99%-21.99% with flexibility to pay over time. Terms and Restrictions Apply.
BankAmericard® Better Balance Rewards™ Credit Card Credit Level: Excellent Annual Fee: None* Norm Rate: 11.99% - 21.99% Variable* on purchases & balance transfers Purchase Intro Rate: 0%* Purchase Intro Period: 12 billing cycles* Transfer Intro Rate: 0%* Transfer Intro Period: 12 billing cycles for qualifying balance transfers*	No annual fee Earn $25 per quarter when you pay more than the monthly minimum and on time each month in the calendar quarter. Thats up to $100 in cash rewards per year with the card Rewards are automatically credited to your card balance or you can choose to deposit them into your savings or checking account Low Introductory APR offer
Gold Delta SkyMiles® Credit Card from American Express Credit Level: Excellent Annual Fee: $0 intro annual fee for the first year, then $95 Norm Rate: 15.24% - 19.24% Variable Purchase Intro Rate: None Purchase Intro Period: None Transfer Intro Rate: None Transfer Intro Period: None	Bonus Miles: Earn 30,000 bonus miles toward Award Travel after you spend $500 on the Card within the first three months of Cardmembership. Earn As You Spend: Get 2X miles on Delta purchases and 1X miles for all other eligible dollars spent. Check your first bag free on every Delta flight - that's a savings of up to $200 per round trip for a family of four. Premium Travel Perks: Settle in sooner with Priority Boarding, and enjoy the skies with 20% in-flight savings to use toward meals, beverages, and movies awarded as a statement credit. $0 introductory annual fee for the first year, then $95. Terms and Restrictions Apply.
American Express® Premier Rewards Gold Card Credit Level: Excellent Annual Fee: Intro annual fee of $0 for the first year, then $175 Norm Rate: n/a Purchase Intro Rate: n/a Transfer Intro Rate: n/a	Earn More: earn 25K Membership Rewards® points after you spend $2K during your first three months of Card membership; earn 15K points after you spend $30,000 in one calendar year Earn Fast: 3X points for flights booked with airlines, 2X points at US gas stations and US supermarkets, 1X points on other purchases. Terms and limitations apply. Use points for gift cards for dining, entertainment, and to shop over 300 of some of your favorite brands Access to Benefits: Baggage Insurance Plan* when you travel, and shop with confidence with Extended Warranty* and Return Protection.*Underwritten by Amex Assurance Company Book two consecutive hotel nights through American Express Travel and receive $75 back at checkout. Restrictions may apply $0 introductory annual fee for the first year, then $175 Terms and Restrictions Apply
The Business Gold Rewards Card® from American Express OPEN Credit Level: Excellent Annual Fee: $0 intro annual fee for the first year, then $175 Norm Rate: n/a Purchase Intro Rate: n/a Transfer Intro Rate: n/a	Earn 50,000 Membership Rewards® points after you spend $5,000 in purchases on the Card in the first 3 months of Card membership†. Earn points even faster to get more rewards for your business. 3X points on airfare purchased from airlines. 2X points at US gas stations. Up to $100,000 in each category per year, then 1 point. Terms and limitations apply. Reduce travel costs, show appreciation for employees and clients, and offset everyday expenses by using points to get something back and grow your business. $0 introductory annual fee for the first year, then $175. †Apply online to qualify for this offer. See offer terms for details.
Blue Sky from American Express® Credit Level: Excellent Annual Fee: $0 Norm Rate: 17.24% - 22.24% Variable Purchase Intro Rate: 0% Purchase Intro Period: 12 Mo. Transfer Intro Rate: None Transfer Intro Period: None	Welcome Bonus: earn 7,500 points after you spend $1,000 within the first 3 months of Cardmembership - redeemable for a $100 statement credit. Flexible Ways to Earn: earn 1 point for virtually every dollar you spend on eligible purchases. Unlimited Travel Options: Travel with any airline, hotel, cruise, car rental and travel package - with no blackout dates. Flexible Bill Payments: pay your bill all at once or over time. No annual membership fee and 0% intro APR on purchases for the first 12 months, after that, your APR will be a variable rate, currently 17.24%- 22.24%. Terms and Restrictions Apply.
SimplyCash® Business Card from American Express Credit Level: Excellent Annual Fee: N/A Norm Rate: 12.24% - 19.24% Variable Purchase Intro Rate: 0% on Purchases for 6, 9 Purchase Intro Period: 6-12 Mo. Transfer Intro Rate: n/a	With no annual membership fee, it's a smart choice for your business Automatic cash back - cash back is earned on eligible purchases and automatically credited to your statement 5% at U.S. office supply stores & on wireless telephone services purchased directly from U.S. service providers 3% at U.S. gas stations 1% on other purchases Up to $12,000 in purchases in each 5% and 3% category per rebate year, then 1%. Terms and limitations apply
The Business Platinum Card® from American Express OPEN Credit Level: Excellent Annual Fee: $450 Norm Rate: n/a Purchase Intro Rate: n/a Transfer Intro Rate: n/a	Limited Time Offer: Get 25,000 Membership Rewards® points after you spend $5,000 in the first three months of Card membership Enroll and select a qualifying airline to receive up to $200 annually in statement credits for incidental fees, such as checked bags and in-flight refreshments, charged by the airline 20% Travel Bonus when using Membership Rewards® Pay with Points Take advantage of 40 premium benefits to help power your business Complimentary access to 600+ participating airport lounges through Priority Pass™ Select Business Platinum Concierge is like your own assistant, ready to help you with just about anything personal or professional, 24 hours a day Purchasing power that can adjust as your business evolves Terms & Restrictions Apply*
American Express® Gold Card Credit Level: Excellent Annual Fee: Intro annual fee of $0 for the first year, then $125 Norm Rate: n/a Purchase Intro Rate: n/a Transfer Intro Rate: n/a	Access to Exclusive Benefits: Baggage Insurance Plan* when you travel, and shop with confidence with Extended Warranty* and Return Protection Use points for gift cards for dining, entertainment, and to shop over 300 of some of your favorite merchants Get discounts and low rates at hotels and resorts, plus a $75 hotel credit when you book through Gold Hotel Collection $0 introductory annual fee for the first year, then $125 Terms and Restrictions Apply
TrueEarnings® Card from Costco and American Express Credit Level: Excellent Annual Fee: No Annual Fee with your paid Costco Membership Norm Rate: 15.24% variable Purchase Intro Rate: 0% Purchase Intro Period: 6 Mo. Transfer Intro Rate: n/a	3% Cash back at US gas stations and on gasoline at Costco up to $4,000 per year in purchases, then 1% 2% cash back at US restaurants; 2% cash back on eligible travel purchases, including at Costco; 1% cash back on other purchases, including at Costco Terms and limitations apply; You will receive your cash back annually in the form of a reward coupon The Two-In-One Card: it's an American Express® Card and Costco membership card, with no annual fee for Costco members Cardmembership offers access to benefits such as Global Assist and Purchase Protection* *Underwritten by AMEX Assurance Company Terms and restrictions apply.

Blue Cash Everyday® Card from American Express

Credit Level:

Excellent

Annual Fee:

$0

Norm Rate:

12.99% - 21.99% Variable

Purchase Intro Rate:

0%

Purchase Intro Period:

12 Mo.

Transfer Intro Rate:

None

Transfer Intro Period:

None

Earn 100 Reward Dollars after you make $1,000 in purchases in the first three months of Cardmembership.
Earn Cash Back: 3% at US supermarkets, up to $6,000 per year in purchases, 2% at US gas stations & select US dept stores, 1% on other purchases. Terms and limitations apply.
Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.
Simple and Straightforward: With the Blue Cash Everyday Card, you can start earning cash back. No rotating reward categories. No enrollment required.
No annual fee, 0% intro APR on purchases for 12 months. After that, your APR will be a variable rate, currently 12.99%-21.99% with flexibility to pay over time.
Terms and Restrictions Apply.

BankAmericard® Better Balance Rewards™ Credit Card

Credit Level:

Excellent

Annual Fee:

None*

Norm Rate:

11.99% - 21.99% Variable* on purchases & balance transfers

Purchase Intro Rate:

0%*

Purchase Intro Period:

12 billing cycles*

Transfer Intro Rate:

0%*

Transfer Intro Period:

12 billing cycles for qualifying balance transfers*

No annual fee
Earn $25 per quarter when you pay more than the monthly minimum and on time each month in the calendar quarter. Thats up to $100 in cash rewards per year with the card
Rewards are automatically credited to your card balance or you can choose to deposit them into your savings or checking account
Low Introductory APR offer

Gold Delta SkyMiles® Credit Card from American Express

Credit Level:

Excellent

Annual Fee:

$0 intro annual fee for the first year, then $95

Norm Rate:

15.24% - 19.24% Variable

Purchase Intro Rate:

None

Purchase Intro Period:

None

Transfer Intro Rate:

None

Transfer Intro Period:

None

Bonus Miles: Earn 30,000 bonus miles toward Award Travel after you spend $500 on the Card within the first three months of Cardmembership.
Earn As You Spend: Get 2X miles on Delta purchases and 1X miles for all other eligible dollars spent.
Check your first bag free on every Delta flight - that's a savings of up to $200 per round trip for a family of four.
Premium Travel Perks: Settle in sooner with Priority Boarding, and enjoy the skies with 20% in-flight savings to use toward meals, beverages, and movies awarded as a statement credit.
$0 introductory annual fee for the first year, then $95.
Terms and Restrictions Apply.

American Express® Premier Rewards Gold Card

Credit Level:

Excellent

Annual Fee:

Intro annual fee of $0 for the first year, then $175

Norm Rate:

n/a

Purchase Intro Rate:

n/a

Transfer Intro Rate:

n/a

Earn More: earn 25K Membership Rewards® points after you spend $2K during your first three months of Card membership; earn 15K points after you spend $30,000 in one calendar year
Earn Fast: 3X points for flights booked with airlines, 2X points at US gas stations and US supermarkets, 1X points on other purchases. Terms and limitations apply.
Use points for gift cards for dining, entertainment, and to shop over 300 of some of your favorite brands
Access to Benefits: Baggage Insurance Plan* when you travel, and shop with confidence with Extended Warranty* and Return Protection.*Underwritten by Amex Assurance Company
Book two consecutive hotel nights through American Express Travel and receive $75 back at checkout. Restrictions may apply
$0 introductory annual fee for the first year, then $175
Terms and Restrictions Apply

The Business Gold Rewards Card® from American Express OPEN

Credit Level:

Excellent

Annual Fee:

$0 intro annual fee for the first year, then $175

Norm Rate:

n/a

Purchase Intro Rate:

n/a

Transfer Intro Rate:

n/a

Earn 50,000 Membership Rewards® points after you spend $5,000 in purchases on the Card in the first 3 months of Card membership†.
Earn points even faster to get more rewards for your business.
3X points on airfare purchased from airlines. 2X points at US gas stations.
Up to $100,000 in each category per year, then 1 point.
Terms and limitations apply.
Reduce travel costs, show appreciation for employees and clients, and offset everyday expenses by using points to get something back and grow your business.
$0 introductory annual fee for the first year, then $175.
†Apply online to qualify for this offer. See offer terms for details.

Blue Sky from American Express®

Credit Level:

Excellent

Annual Fee:

$0

Norm Rate:

17.24% - 22.24% Variable

Purchase Intro Rate:

0%

Purchase Intro Period:

12 Mo.

Transfer Intro Rate:

None

Transfer Intro Period:

None

Welcome Bonus: earn 7,500 points after you spend $1,000 within the first 3 months of Cardmembership - redeemable for a $100 statement credit.
Flexible Ways to Earn: earn 1 point for virtually every dollar you spend on eligible purchases.
Unlimited Travel Options: Travel with any airline, hotel, cruise, car rental and travel package - with no blackout dates.
Flexible Bill Payments: pay your bill all at once or over time.
No annual membership fee and 0% intro APR on purchases for the first 12 months, after that, your APR will be a variable rate, currently 17.24%- 22.24%.
Terms and Restrictions Apply.

SimplyCash® Business Card from American Express

Credit Level:

Excellent

Annual Fee:

N/A

Norm Rate:

12.24% - 19.24% Variable

Purchase Intro Rate:

0% on Purchases for 6, 9

Purchase Intro Period:

6-12 Mo.

Transfer Intro Rate:

n/a

With no annual membership fee, it's a smart choice for your business
Automatic cash back - cash back is earned on eligible purchases and automatically credited to your statement
5% at U.S. office supply stores & on wireless telephone services purchased directly from U.S. service providers
3% at U.S. gas stations
1% on other purchases
Up to $12,000 in purchases in each 5% and 3% category per rebate year, then 1%.
Terms and limitations apply

The Business Platinum Card® from American Express OPEN

Credit Level:

Excellent

Annual Fee:

$450

Norm Rate:

n/a

Purchase Intro Rate:

n/a

Transfer Intro Rate:

n/a

Limited Time Offer: Get 25,000 Membership Rewards® points after you spend $5,000 in the first three months of Card membership
Enroll and select a qualifying airline to receive up to $200 annually in statement credits for incidental fees, such as checked bags and in-flight refreshments, charged by the airline
20% Travel Bonus when using Membership Rewards® Pay with Points
Take advantage of 40 premium benefits to help power your business
Complimentary access to 600+ participating airport lounges through Priority Pass™ Select
Business Platinum Concierge is like your own assistant, ready to help you with just about anything personal or professional, 24 hours a day
Purchasing power that can adjust as your business evolves
Terms & Restrictions Apply*

American Express® Gold Card

Credit Level:

Excellent

Annual Fee:

Intro annual fee of $0 for the first year, then $125

Norm Rate:

n/a

Purchase Intro Rate:

n/a

Transfer Intro Rate:

n/a

Access to Exclusive Benefits: Baggage Insurance Plan* when you travel, and shop with confidence with Extended Warranty* and Return Protection
Use points for gift cards for dining, entertainment, and to shop over 300 of some of your favorite merchants
Get discounts and low rates at hotels and resorts, plus a $75 hotel credit when you book through Gold Hotel Collection
$0 introductory annual fee for the first year, then $125
Terms and Restrictions Apply

TrueEarnings® Card from Costco and American Express

Credit Level:

Excellent

Annual Fee:

No Annual Fee with your paid Costco Membership

Norm Rate:

15.24% variable

Purchase Intro Rate:

0%

Purchase Intro Period:

6 Mo.

Transfer Intro Rate:

n/a

3% Cash back at US gas stations and on gasoline at Costco up to $4,000 per year in purchases, then 1%
2% cash back at US restaurants; 2% cash back on eligible travel purchases, including at Costco; 1% cash back on other purchases, including at Costco
Terms and limitations apply; You will receive your cash back annually in the form of a reward coupon
The Two-In-One Card: it's an American Express® Card and Costco membership card, with no annual fee for Costco members
Cardmembership offers access to benefits such as Global Assist and Purchase Protection* *Underwritten by AMEX Assurance Company
Terms and restrictions apply.

American Express Cards

American Express offers a full line of consumer and small business financial products. From an individual credit card to a business line of credit, their world-class customer support is always available to provide assistance. Their low interest and pay-over-time cards are extremely popular.

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